如果立志作一名互联网金融的产品经理,我认为尽管“互联网金融”的关键是“互联网”,但基础是“金融”。同时银行作为一个基础性的、管理风险的行业,其内部结构设计之所以复杂,就是为了制衡和把控风险,但这也为创新带来了阻力。因此作为产品经理,如果对传统金融业务没有深刻的领悟,很难谈到什么创新与革命。例如,POS收单业务,看起来简单无比的东西,其实涉及的参与方和利益的纠葛十分复杂,监管层面也有各种博弈,期望银行本身作为利益获得者去主动创新是难上加难。再例如P2P贷款,貌似简单的交易撮合,但是在银行体系内要做出这个东西来,单是说服50后和60后的中高层接受“服务应当是面向客户而不是银行的”这种基础的观点已经无比艰难。正如80后的二级市场分析师难以用周期股的盈利预测模型来给出互联网企业的投资逻辑,银行内部的决策和行动体系同样并不会给“互联网”基因带来发酵的可能。因此,我只能说身处一个稳定的管理结构中,银行的产品经理只能无时无刻从不放松自己对于各类金融业务的充实并一定要形成自己的思考,时刻准备面对机会的到来。这种学习的过程是很枯燥的,因为可能面对的是各种各样的管理办法、 *** 作规程、设计文档。但是相信随着各家银行在被迫中进行互联网转型的过程中,一个同时具有良好IT技术素质和精通基础金融业务,并且具备广阔视野的人才是不会被埋没的。补充一点:doknow回答的关于银行产品经理发挥空间很小,这也是大实话。毕竟银行总行更像一个行政机关,各种繁文缛节、扯淡推诿、拆台互掐的事是绝不少的。这就要求银行的产品经理一定要有较强的文字能力,尤其是特别能做PPT,特别会写各种自我表扬的内部营销材料,特别好的演讲口才。没有这些,怎么打动那些身居几百米高空办公的叔叔伯伯阿姨大娘们呢?
佩奇一家去猪伯伯家做客,一路上猪爸爸吐槽猪伯伯吃完午饭会睡觉,打呼噜超级大声。
猪妈妈批评猪爸爸不应该在孩子面前说别人的坏话,猪爸爸让佩奇和乔治把刚才他说的话忘掉,佩奇笑着答应了。
但是当佩奇和克洛伊他们一起玩木偶表演的时候,佩奇还是忍不住问克洛伊扮演的猪伯伯:你是不是打呼噜非常大声啊?猪妈妈和猪伯母面面相觑,场面一度非常尴尬。
幸运的是猪伯伯和猪爸爸都睡着了,根本就没有听到他们的表演对话,避免了一场尴尬,但这是动画片用诙谐的手法来表现日常生活,他实际上是在告诫我们,不要轻易的在孩子面前说别人的是非。
一来对孩子影响不好,二来也会让孩子养成说是非的习惯,而且孩子处于是非黑白分明的阶段,成人随意的批判,容易影响孩子对是非的判断。
另外一个非常值得一提的是佩奇在玩克洛伊的玩偶时,每做一个动作都会咨询克洛伊,这一点经常被忽略,就是孩子物品所有权。
动别人的东西之前都要问一声,这是礼貌,我们都知道。但通常来说,我们都只是礼节性的问,没有真正的重视这个问题。
比如:两个孩子一起玩,其中一个喜欢另外一个孩子的玩具,另一个孩子不愿意给,做家长的通常会替孩子做主把他的玩具借给别人玩,完全忽略孩子的感受,根本不承认那玩具是归孩子所有。
有人会觉得我小题大做,但是换位思考,如果有人不经你同意把你的房子借给别人住、把你的车借给别人开,你能乐意吗?不乐意吧。
所以一定要尊重孩子的物品所有权,孩子的东西就让孩子做主,你也许会说价值不一样怎么能相提并论呢,但是对孩子来说,他喜欢就是无价的。
旁白:Peppa and her family are visiting Uncle Pig and Aunty Pig and Cousin Chloe
爸爸:I expect UncIe Pig will fall asleep after lunch, like he always does
妈妈:Daddy Pig! You shouldn't say such things
about your own brother! Especially in front of
the children
爸爸:But it's true! Uncle Pig always eats too much lunch and falls asleep, snoring loudly!
Like this
爸爸:Err Peppa, George, forget what I just said
about Uncle Pig
佩奇:Okay, Daddy!
旁白:Peppa and her family have arrived at Uncle Pig and Aunty Pig's house
佩奇:Hello, Aunty Pig and Uncle Pig!
伯母:Hello!
伯伯:Hello, everyone!
爸爸:Hello, big brother!
旁白:Uncle Pig is Daddy Pig's brother Chloe Pig is Peppa and George's cousin
佩奇:Hello, Chloe!
克洛伊:Hello, Peppa! Hello, George! I want to show you something!
佩奇:Wait for us!
克洛伊:This is my new puppet theater! My daddy made it for me
WoW!
Ooo!
克洛伊:I've made two puppets already!
克洛伊:This one is called Chloe! Hello! I am Chloe Pig
克洛伊:And this one is my daddy
佩奇:Uncle Pig!
克洛伊:Hello, Peppa! I am Uncle Pig
佩奇:Chloe Can me and George make puppets, too
克洛伊:Yes
旁白:Chloe paints the puppet's eyes
佩奇:Can I do the mouth
克洛伊:Ok
佩奇:My name is Peppa!
克洛伊:George What puppet would you like to make
乔治:Dine-Saw!
克洛伊:A dinosaur
佩奇:George always says ''dinosaur'' for everything
克洛伊:Ok, a scary dinosaur puppet
旁白:Chloe is making George a dinosaur puppet
克洛伊:It needs pointy teeth There! A scary dinosaur
Grrrrrrrrrr!
伯母:Lunch time, everyone!
克洛伊:Coming! After lunch, we'll do a puppet show!!
Hurray
旁白:Aunty Pig has made spaghetti for lunch!
爸爸:This spaghetti is delicious!
伯伯:Best spaghetti ever!
妈妈:You can tell you two are brothers!
伯母:Alike in everyway
爸爸:What do you mean
伯伯:We are completely different!
克洛伊:Peppa, George and I are going to do a puppet show!
伯母:Fantastic! Call us when you're ready
佩奇:See you later
爸爸:A puppet show! That sounds fun Have I got time for some more spaghetti
伯伯:Could I have some more, too
旁白:The puppet show is about to begin!
克洛伊:Hello! My name is Chloe
佩奇:And I am Peppa!
Grrrrrrrr!
佩奇:Ahhhh! It's a dinosaur!
克洛伊:A scary dinosaur! Eeek!
Grrrrrrrr!
妈妈:I say! That's very good!
爸爸:Bravo!
克洛伊:I am Uncle Pig
佩奇:Hello, Uncle Pig!
克洛伊:Hello, Peppa!
伯母:It looks just like you!
伯伯:I think they've made my tummy a bit big
克洛伊:I did enjoy my lunch!
佩奇:Uncle Pig Are you going to fall asleep and snore like you always do
克洛伊:What do you mean
佩奇:Daddy says you always fall asleep and snore loudly, like this
克洛伊:Your daddy's right I do snore like this
妈妈:Oh, Daddy Pig! You shouldn't have said those things about Uncle Pig!
伯母:I don't think Daddy Pig or Uncle Pig can hear you!
旁白:Daddy Pig and Uncle Pig have fallen asleep
妈妈:You can tell they are brothers!
伯伯:Eh! what happened
爸爸:Ugh Has the puppet show started yet
Yesterday, I neighbor张伯伯birthday, but his children do not have to
B: Really It is not very upset about why张伯伯
A: yes ah, nobody helped him to sing the birthday song
B: That's so bed! His children really are so busy it
A: do not know ah, usually rarely see them come home张伯伯
B: hey ~ Shanghai, more and more elderly people living alone, many children are neglected spiritual solace for the elderly
A: yes ah, many children are now living outside in addition to the elders and their elders do not exchange
B: yes ah, now think about me and my parents rarely go to Grandpa home
A: Your parents may be busy because of work but you should go spend time with you, Grandpa ah, especially when winter and summer vacations
B: TU! Summer vacation this year, I will go
A: It is correct, you should let you go take care of Mom and Dad to take care of your grandfather
B: Well, I will be with them say But I do not know how to say
A: You say: Do you now how to Grandpa, how my future to you
B: I dare not say that
A: It does not matter, I believe you Mom and Dad are reasonable man
B: OKI will try it
EQ & IQ
A: Hi KimmyWhy are you look upset
B: Yesterday, I and I a good friend of mine had a quarrel
A: why
B: In fact, nothing, only small things
A: If you really not matter, then I think you should be big point gas After all, people now live EQ increasingly important
B: Really IQ is not important that it
A: not exactly
B: What can say
A: Because people are gregarious, and we need to life and human exchange, this time on the skills needed
B: What you said makes sense But I think that IQ is also very important
A: talk about how you think
B: IQ is to hold a memorial ceremony for the EQ Community development requires a high IQ scholar
A: What you said also makes sense, but EQ is a man of virtue, a truly successful people are inseparable from the EQ
B: really matter so
A: TU Because even a low-IQ people, as long as there is a good EQ to a large extent it can compensate for their IQ deficiencies
B: This account is, if I can EQ the high point yesterday, will not be because of small things and I are good friends of the quarrel
A: it is yes
B: Well, since I will slowly cultivate the I EQ
job
A: Hi, kimmy
B: Hi, Anna How do you look not very pleased
A: because next year we graduated, we should be separated
B: Yes, the time off really fast Next year, we have to work
A: Yesterday, I read a press report said that many university graduates are now frequently change jobs
B: yes ah I also listen to some students, learning姐说too
A: Then you will not quit it
B: sure will
A: TU Why are you so sure that it
B: because I think the experience can increase the job, an increase of knowledge
A: But I think the job more than a lot of things but not Bo
B: What you said is not bad But I believe my salary as I am with the number of job growth
A: switch will bring short-term interest rates But you is not conducive to a solid technical ah hours
B: What you said is right I would be very good future balance of the relationship between these two points
A: TU I believe you can do so in future there will be good development
B: Kyrgyzstan into your statement
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